Linked address - credit file!!?

I have a linked address on my credit file that refers to my ex-girlfriend of 2 years ago.





She was dreadful with money and I would hate to think that my credit score is getting tarnished due to this linked address.





Is it possible to get the linked address removed?? and will it have a affect on my credit score if shes running up bad debts??

Linked address - credit file!!?
This is something that is no longer relevant, although people still believe it to be true.





It did used to be the case that people living at the same address with debts could affect your credit. However, this was changed as it was blatantly unfair.





Now, the only thing that affects your credit file is you. Bad credit is no longer attached to an address, only to a person, so living in the same house with someone who has bad credit will not affect you in anyway. The only exception to this is husband and wife for example, if they have a joint bank account.





You don't need to do anything for your situation. Your old address has to be on there, but your ex's bad credit will not have any affect on you at all, so you don't need to worry.
Reply:Affect your score, no only if you are on her account as a authorized user.





To get the address removed go to





https://www.annualcreditreport.com/cra/i... (this is the only one that is legit)





get a copy of your report, you get 1 free per year then go to the dispute address and tell them thats you ex address not yours and have it removed.
Reply:What she does will have no effect on your score provided yo have no joint accounts. The fact that it may show a previous address that you both share has no bearing on your score.





PS, Authorized users were never effected by bad credit on the part of the account owner, just the good credit. Since last month, autorized account users credit scores are not affected at all, only joint credit accounts. Just a FYI